Loan: Difference between revisions
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Loans is a way to borrow [[money]] from the population. They have no interest rate and current have no penalty for not being paid off. | Loans is a way to borrow [[money]] from the population. They have no interest rate and current have no penalty for not being paid off. | ||
The current account balance shown on the [[Inventory]] (F4) window is red when money is owed. | |||
==Credit limit== | ==Credit limit== | ||
Revision as of 23:08, 22 October 2015
Loans is a way to borrow money from the population. They have no interest rate and current have no penalty for not being paid off.
The current account balance shown on the Inventory (F4) window is red when money is owed.
Credit limit
The credit limit for an avatar is depend on his/her reputation.
The exact math is:
credit limit = (reputation + 0.5) * 100000
This means that with a reputation of 0, it is still possible to loan up to 50k¢. But if the reputation is negative, it is not possible to make a loan at all.
Loaning
A loan must be made at a bank, and the city's citizen accounts most hold enough money.
Bank Money
Banks loan money from the citizen accounts of a city. An amount is held in reserve, so the citizens don't go bankrupt.
amount = (population x 1000) + 1000
They will loan whatever remains after that.